Injured workers often find themselves in a turbulent situation following workplace accidents. Thankfully, Iowa requires employers to have workers’ compensation insurance, which is a no-fault system. The injured worker doesn’t have to put the blame on the employer to claim benefits. That said, the system is still confusing, and it is critical that one has legal help. If you are in a similar position, consider contacting an iowa workers compensation attorney. Before you file a claim, here are four facts worth knowing.
Reporting the injury is critical
As an injured worker, it is your responsibility to report the injury to your employer. This is the most crucial step to recovering workers’ compensation benefits. You need to be as detailed as possible, from the date and time of the accident to the location and witnesses. If you delay doing this, your claim may be adversely affected. Also, follow proper channels for doing this, and if your employer has given clear instructions, adhere to them.
Completing the claims forms
Completing the necessary claim forms is another step to consider. This is also where most people fail, which is precisely the reason to get an attorney. You also need the required evidence and supporting documentation. Keep your file handy, including your medical bills, doctor notes, treatment details, and test results. If you have information related to loss of work, you have to keep those details in the file.
Filing the First Report of Injury form
Your employer is supposed to file the First Report of Injury form. They must do so at the earliest. To be filed with the Workforce Development, the form must include all details, including the nature of the incident and your injuries.
When a claim is denied
What happens if your workers’ compensation claim is denied? You have the choice to appeal the decision, which will then be heard again before the Industrial Commissioner. For this, you are required to file a motion with the Industrial Commissioner’s office, which has a deadline and a filing fee. During the hearing, you can also present witnesses and submit evidence to support the case.
The truth is many injured workers don’t understand the complications, which is exactly why you need a workers’ compensation lawyer on your side. Don’t leave your claim to fate or accept the claim denial unquestioningly. Instead, focus on collaborating with an attorney who knows the ins and outs of the workers’ compensation system.